Calculator Place

Rent vs. Buy Calculator

Compare the net cost of owning vs. renting over your time horizon.

If you buy

Home price ($)

Down payment ($)

Mortgage rate (%)

Term (years)

Property tax (% / yr)

Home insurance ($ / yr)

Maintenance (% / yr)

HOA ($ / mo)

Home appreciation (% / yr)

If you rent

Rent ($ / mo)

Rent growth (% / yr)

Renters insurance ($ / yr)

Assumptions

Horizon (years)

Investment return (% / yr)

Closing costs (% of price)

Selling costs (% of price)